Inc Authority Review 2027: Pros, Cons and Verdict

Who Inc Authority is for (and who should skip it)

Inc Authority fits one kind of buyer well: someone who wants the filing done for $0, will put a reminder in the calendar, and plans to switch registered agents before the first year ends. It files your LLC for $0 and includes a free year of registered agent service and the EIN (Inc Authority).

Skip it if you want to set things up and forget them. The agent renews at $249 a year, the same as LegalZoom's and second only to Doola's $297 among the agents we price (LegalZoom), and cancelling takes real effort.

This review is based on research of Inc Authority's own pages, terms and public reviews, checked on November 12, 2026, and not on a purchase. Prices below exclude the state filing fee.

What you pay in year one and year two

Item	Year one	Year two
Filing	$0	$0
Registered agent	Included	$249
EIN	Included	$0
Operating agreement	Phone bundles only	$0
Total	$0	$249

Year one really can cost nothing beyond the state fee. The free EIN is a smaller perk than it sounds, since Inc Authority's own page notes you can get one free at IRS.gov yourself (Inc Authority, IRS).

The gap is the operating agreement. It is only in the paid bundles, STARTER and FAST TRACK, which are sold by phone through "Business Startup Experts" with no prices online (Inc Authority packages). You can't compare that cost before a sales call.

Year two is where the math turns. The agent charge is $249 (Inc Authority), against $125 at Northwest (Northwest) and $149 at Bizee (Bizee). Keep Inc Authority for two years and the $0 start costs more than Northwest's $39 package.

Filing takes 2 to 5 business days on average (Inc Authority).

Renewals and checkout traps

The order page says it plainly: "Your card will be charged ($249) approximately 1-year from date of incorporation. Cancel within the first 12-months to avoid charges." (Inc Authority)

Cancelling is the hard part. The terms say you must change agents with your state and send written proof before the renewal. You cancel by calling 877-684-2836 or emailing renewals@incauthority.com. There are no pro-rated refunds, and renewal reminders aren't guaranteed (Inc Authority terms). A $50 late fee is also possible (terms).

In practice, that means you need a new agent lined up and the state change filed before month 12. Set a reminder at month 10.

One more detail in the terms: they say "Any rights not expressly granted herein are reserved by LegalZoom" (Inc Authority terms). Read the terms in full before you buy so you know which company stands behind them.

Refunds

You get 60 days from your first online purchase for a refund, minus state fees (Inc Authority terms). That is a fair window on paper, but on a $0 order the only money at stake is the state fee, which isn't refunded. The refund matters more for anything you add on.

Reputation

Inc Authority has 4.8 on Trustpilot from 49,809 reviews (Trustpilot) and an A+ BBB rating as an accredited business. The BBB also lists 65 complaints in 3 years, 20 of them in the last 12 months, and it challenged Inc Authority's "#1 Rated" ad claim as not substantiated (BBB).

Bottom line

Inc Authority is the cheapest year one here if you skip the phone bundles. It only stays cheap if you move your registered agent elsewhere before the $249 renewal, and the cancel process is strict enough that you should plan for it on day one.