Swyft Filings Review 2027: Pros, Cons and Verdict

Who Swyft Filings is for (and who should skip it)

Swyft Filings fits you if you want the EIN and operating agreement handled in one mid-price package and you want your filing sent fast. The Standard plan costs $169 and includes the EIN, an operating agreement, minutes and a banking resolution, with processing in 3 business days (Swyft LLC pricing).

Skip it if you want a registered agent bundled in, or if you know you will forget to cancel a free trial. Every package starts a ComplianceGuard trial that turns into a $199 yearly charge (ComplianceGuard).

This review is based on research of Swyft Filings' own pages, terms and public reviews, checked on November 12, 2026, and not on a purchase. Prices below exclude the state filing fee.

The three packages

Package	Price	Processing	EIN and operating agreement
Basic	$0	7 to 10 business days	Not included
Standard	$169	3 business days	Included
Premium	$269	1 day or same day	Included

Premium adds a business address, attorney consultations and compliance monitoring (Swyft LLC pricing). Swyft lists the business address at $29 a month, so Premium makes the most sense if you want that address anyway.

If you start on Basic, the add-ons are cheap. An operating agreement is $35, express processing is $50 and same-day processing is $100 (Swyft LLC pricing).

What you pay in year one and year two

Swyft doesn't include a registered agent in any package, so you add one. Assuming the agent is $149 a year, the most common setup looks like this:

Item	Year one	Year two
Standard package (EIN, operating agreement)	$169	$0
Registered agent	$149	$149
ComplianceGuard, if not cancelled	$199	$199
Total if you cancel ComplianceGuard	$318	$149
Total if you don't	$517	$348

You can also get an EIN yourself for free from the IRS (IRS EIN page). That makes Basic plus the $35 operating agreement a real option if you don't mind the slower 7 to 10 day processing.

Renewals and checkout traps

The registered agent price is the first problem. Swyft's main registered agent page says "around $149 per quarter" (Swyft registered agent), while its Oregon page says "$149 per year" (Swyft Oregon registered agent). If the quarterly figure is right, the agent costs four times what the table above shows. Ask Swyft to confirm in writing before you pay.

The second is ComplianceGuard. It comes with every package as a 14-day free trial, then charges $199 for one year and renews each year unless you cancel (ComplianceGuard). If you don't want it, cancel inside those 14 days.

Speed is a real strength. Swyft's processing times are among the shorter ones on this site, and paying $50 or $100 gets a Basic order out faster.

Refunds

You can ask for a refund within 60 days, but Swyft usually won't refund once your documents are filed with the state (Swyft support FAQs). Since Standard files in 3 business days, that window closes fast in practice.

Reputation

Swyft has 4.7 out of 5 on Trustpilot from 8,031 reviews (Trustpilot). It says it has formed more than 600,000 businesses (Swyft LLC pricing). It also accepts non-US citizens as owners (Swyft support FAQs).

Bottom line

Swyft's Standard plan is a fair price for the EIN, operating agreement and quick processing. The registered agent price conflict and the ComplianceGuard trial in every package are why it ranks sixth: confirm the agent price and cancel the trial you don't need.